Tools · Tax year 2026

Withholding center

Check whether your paycheck withholding is on target, then fill out and print the forms to update it.

Your information stays in your browser Nothing is sent to our office Printable guides

Three tools, one workflow

Start with the estimate. If the numbers are off, use the forms to fix it.

Take-home pay calculator

See an estimate of your paycheck after federal, Mississippi, and payroll taxes, and whether you are on track for a refund or a bill.

Output: on-screen estimate, printable summary

Estimate my take-home pay

Federal Form W-4

Answer a few questions and see exactly what to enter on each step of Form W-4.

Output: printable form guide

Complete my W-4

Mississippi withholding form

See what to write on each line of Mississippi Form 89-350.

Output: printable form guide

Complete my state form

Your details Gross pay per paycheck ($) Pay frequency Federal filing status (Form W-4 Step 1) W-4 Step 2 box checked (multiple jobs) Pre-tax deductions this paycheck ($) Reduces federal and Mississippi taxable wages (for example 401(k)). FICA is still figured on gross pay. Other annual income on W-4 Step 4(a) ($) Deductions on W-4 Step 4(b) ($) Credits on W-4 Step 3 ($) Extra federal withholding per paycheck ($)

Mississippi Form 89-350 State marital status Exemption claimed (Form 89-350 line 6) ($) Extra Mississippi withholding per paycheck ($) Year-to-date gross wages before this check ($) Used for Social Security wage base and Additional Medicare Tax.

Your estimate

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Estimated take-home this paycheck

Adjust my withholding →

Federal figures follow IRS Pub. 15-T (2026) Worksheet 1A. Mississippi follows the Department of Revenue computer payroll flowchart for 2026 (4% on taxable income over $10,000). Social Security wage base $184,500. Estimates only — not a paycheck or tax advice. Nothing you enter is sent to us or saved.

Federal Form W-4 (2026)

Open the guided helper on its own page — the same pattern as our retirement calculator. Answers stay in your browser; use Print or save as PDF in the helper, then give the signed form to your employer.

Open federal W-4 helper Official IRS Form W-4 (PDF)

Mississippi Form 89-350

Open the guided helper on its own page. Answers stay in your browser; use Print or save as PDF in the helper, then give the signed form to your employer.

Open Mississippi form helper Official Form 89-350 (PDF)

After you print

Sign and date the form, then give it to your employer's payroll or HR department. Forms go to your employer, not to the IRS or to us.

Not sure your withholding is right?

We can review your situation and help you reduce the chance of a surprise at tax time.

Talk to us — (662) 453-4175 Contact the office

These tools provide estimates for general information only and are not tax advice. Results depend on the information you enter. Tax year 2026. Orsborn, Sutphen & O'Neal, P.A. · 208 George St, Greenwood, MS 38930 · (662) 453-4175 · contact@osocpa.com · Mississippi CPA Firm Permit No. F0571